What Credit Score Is Needed to Rent an Apartment in Denver, North Carolina?

Renting an apartment in Denver, North Carolina, can be a great way to enjoy the city and its many attractions. While the cost of renting an apartment can vary based on location, amenities, and other factors, one of the most important factors when deciding whether to rent an apartment is credit score. Knowing what credit score is needed to rent an apartment in Denver, North Carolina, can help you make sure you’re making the best decision for your financial well-being.

Riverwalk Apartment Homes is a luxury apartment complex in Denver. We offer one, two, and three-bedroom apartments with lots of amenities, including a fitness center, dog park, and balconies. Learn more about what credit score is needed to rent an apartment, and schedule a free tour today!

Infographic - What Credit Score Is Needed to Rent an Apartment in Denver, North Carolina

 

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General Credit Score Requirements

In general, according to Apartment List, the minimum credit score needed to rent an apartment in Denver, North Carolina, is 650. This means that you must have a credit score of at least 650 in order to be approved by most landlords. This is important to keep in mind, as having a lower credit score can significantly decrease your chances of being approved.

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Which Credit Score Is Used?

When it comes to credit scores, it’s important to note that there are two types: FICO and VantageScore. While both are accepted by landlords, FICO scores are the most commonly used, and many landlords will only accept FICO scores when making their rental decisions.

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Credit Score Is Not the End-All

When applying for an apartment, landlords will also look at other factors aside from your credit score. These include your income, employment history, and rental history. In addition, landlords will also take into account whether or not you have a co-signer and any references you may have.

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Rental Referrals Matter

While having a good credit score is important, most apartment complexes understand circumstances. If you have a lower credit score but are able to demonstrate that you are a responsible tenant, such as with stellar landlord referrals from your previous rentals, you may still be approved. Landlords may also be more willing to work with you if you have a co-signer or references to back up your rental application. Reach out to Riverwalk Apartment Homes for our current policy today.

TAKE A TOUR TODAY

When applying for an apartment in Denver, North Carolina, many apartment complexes have a minimum credit score required, usually around 650. However, this is not the only factor that landlords will consider when making their rental decisions. By understanding the requirements and being prepared to show that you are responsible and have a good rental history, you can increase your chances of being approved.

Here at Riverwalk Apartment Homes, we love our tenants. We do everything we can to ensure you are comfortable here and that our apartment complex feels like home. We offer great amenities, and our apartment complex is super close to shopping, so you can have your favorite cup of coffee every morning easily. In addition, our luxury apartments are just 20 minutes from Charlotte and close to Lake Norman, which offers a plethora of outdoor and water activities for you to enjoy easily. We can work with you if you are interested in renting a modern apartment from us. The best way to get to know us and to see if we offer the apartment living you are looking for is to schedule a free tour. So, take a tour today!

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